Employee Benefits

Cyganiak Planning supports employers ranging in size from 2-500 employees with plan design and market analysis, implementation assistance and ongoing administration.  As brokers, Cyganiak Planning functions as a liaison to the insurance industry.  We assist our clients in the purchase of insured employee benefits.  We work to secure the best value in the marketplace, assist our clients with changes in federal and state legislation such as COBRA, Family Medical Leave Act (FMLA), Health Insurance Portability and Accountability (HIPAA), and Healthcare Reform (PPACA), and integrate long term planning strategies.

Our service philosophy is based on these core values:

  • Long term relationships based on mutual trust and respect
  • Excellence
  • Customer advocacy
  • Teamwork
  • Work/Life balance
  • Having fun!

Our style includes proactive communication with a quick turnaround, customized solutions, and no surprises.

Areas of employee benefits Cyganiak Planning specializes in include:

  • Health insurance (group and individual) (fully insured or self-funded)
  • Dental insurance
  • Life and AD&D insurance
  • Disability insurance
  • Vision insurance
  • Gap insurance
  • Long Term Care insurance
  • Voluntary benefits
  • Identity protection
  • Special Risk

In addition to procuring the best benefits value in the marketplace, Cyganiak Planning also provides:

  • Employee enrollment and communication assistance
  • Strategic employee benefit planning
  • Existing program evaluation
  • Contract negotiation
  • Implementation management
  • Claims facilitation and resolution
  • Claims analysis
  • Web based HR and employee communication tools
  • 3rd party benefit administration solution providers

Wellness

Cyganiak Planning has found that the rising cost of healthcare is a top concern of businesses.  While cost shifting and making plan design changes is a way to mitigate short term spikes in cost, it is not enough for long term impact by promoting healthy lifestyles, employers can help reduce the impact of rising costs and improve employee consumerism and productivity.

Cyganiak Planning can assist you in crafting a wellness strategy by:

  • Developing programs that help employees become better consumers
  • Promote healthy lifestyle changes
  • Work with existing health insurance providers on communication and implementing integrated wellness and disease management programs
  • Introduce vendors that will support your company’s wellness vision